What This Policy Covers
We collect only the details needed to run your account, verify transactions, answer your requests and keep the service secure. That can include contact details, login data, device signals, payment references and messages you send to support. When you use UPI, Paytm, PhonePe or Google Pay,
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we may see confirmation references and status messages, while the payment rail and your bank handle their own records under their own terms. We keep some records after closure if we need them for audits, dispute handling, fraud checks or tax duties. If you ask for
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access, correction or deletion, we will review the request and respond where local law permits. If a record must stay, we will explain why and keep only what is required.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.